Research - Bogotá Region - Citizen Safety

¿Cómo encuentro los estudios e investigaciones en el portal CCB?

A través de la Biblioteca digital, ingresando al siguiente enlace o buscando por título o palabra clave, de acuerdo con el tema de su preferencia.

¿Cuál es el objetivo de la aplicación EMPAZ? ¿Cómo funciona?

Los empresarios colombianos podrán medir con facilidad qué tanto le están aportando a la construcción de paz y definir estrategias que les permitan mejorar su participación en la búsqueda de este objetivo.

La herramienta trae indicadores para medir cómo está la firma en temas de gestión estratégica para la paz, reconciliación y convivencia, capital humano, institucionalidad y participación, desarrollo socioeconómico inclusivo y sostenibilidad ambiental.

¿Dónde encuentro el observatorio económico de la Región Bogotá Cundinamarca?

En la Biblioteca Digital puede consultar esta y otras publicaciones producidas por la Cámara de Comercio de Bogotá. Siga este enlace.

¿Dónde consulto el tablero de indicadores de Bogotá y Cundinamarca?

En la Biblioteca Digital puede consultar esta y otras publicaciones producidas por la Cámara de Comercio de Bogotá. Siga este enlace.

¿Dónde encuentro cifras del crecimiento de Bogotá?

En el Observatorio de la Región Bogotá Cundinamarca. Lo puede consultar haciendo clic aquí

Necesito información económica y empresarial de Colombia por subsectores. ¿Dónde la encuentro?

La información económica y empresarial de Colombia por sectores económicos la puede consultar en Confecámaras, a través del Registro Único Empresarial y Social (RUES), haciendo clic aquí.

¿Dónde puedo consultar y descargar la Encuesta Empresarial de Paz?

La puede descargar a través de la página web de la CCB aquí

¿Cómo implemento la herramienta EMPAZ en mi empresa?

Para iniciar el proceso, debe contactarse por correo electrónico con la CCB (construcciondepaz@ccb.org.co) o con la Fundación Ideas para la Paz (FIP) (empaz@ideaspaz.org), para brindarle la información pertinente con la cual pueda implementar la herramienta en su empresa.

¿La CCB hace acompañamiento en la implementación de la herramienta EMPAZ?

Actualmente la herramienta se encuentra en proceso de virtualización y a partir de esto les podríamos brindar información pertinente de acuerdo con la necesidad de acompañamiento de su empresa.

Para mayor información puede ponerse en contacto con nosotros a través del correo electrónico: construcciondepaz@ccb.org.co.

¿Cómo me inscribo a los diálogos guiados que promueve la CCB?

Para inscribirse a los diálogos guiados que desarrollamos en el marco del proyecto “Servicios legales y Construcción de Paz en Colombia”, le agradecemos ingresar al sitio web del proyecto aquí.

¿Dónde puedo descargar la Encuesta de percepción y victimización que realiza la CCB?

La puede descargar a través de la página web de la CCB aquí.

What requirements must be met by entities that receive resources for political campaigns on money laundering prevention?

Resources from money laundering affect democratic processes because they are illegal resources in the hands of candidates who could eventually make improper use of them. On information to be reported to the Financial Information and Analysis Unit (UIAF) we have two mechanisms: a) Inform your financial information to the National Electoral Council or the UIAF; (b) Citizen complaint on elements that may be affecting electoral processes.

Does the UIAF have judicial police authority?

No. The UIAF is a special administrative unit whose mission is to prevent and detect money laundering and the terrorism financing through financial, extended intelligence under a proactive approach to managing current administration, to an economic intelligence. Intelligence information from this entity is not judicial evidence.

What characteristics does a transaction that must be reported to the UIAF have?

What must be determined is how that operation took place, the elements of the operation, how many parties were involved, who originated the operation, who were the recipients of resources, and others. In the report, it is important to first identify the operation; and, secondly, the identifications of those involved in that transaction, full names with the identity card, amounts of money if possible, or all of the complementary conditions with which the transaction was made.

How can receive training on how to create reports on suspicious activities?

The UIAF offers an online platform where any citizen can learn and receive training on money laundering and terrorism financing, as well as the mechanisms in place for prevention, detection and complaints. There are modules specifically aimed at the reporting sectors. More information on the website: www.uiaf.gov.co.  

How does the UIAF protect reporting organizations?

With Law 1621 of 2013, the first in the history of the country, it was established in a clear and definitive manner that intelligence information is fully reserved and cannot be known by any other entity. From the specific standpoint of the UIAF in the paragraph of article 34 of the law, it is established that the sole recipient of UIAF intelligence information is the Prosecutor General's Office. Law 526 of 1999 establishes that the reports of suspicious information are absolutely reserved. It is information that does not know about the objectives that are active subjects of that operation. 

Can reporting an operation (suspicious client) to the UIAF be done more than once?

Suspicious transaction reports can be done at any time. The important thing is that the report contain enough elements to carry out the respective investigation. Of course if the operation has already been reported once, the same operation will not be reported again unless there are new facts. 

Where can I learn about companies that are being investigated for money laundering?

Compliance officers have several tools for the risk management system duties. There are a few basic lists, for example list that in Colombia has been known as the Clinton list or OFAC, a list made by the United States with the entire list of companies related to money laundering. If you need more information, you can visit the UIAF.

What measures are there in Colombia for online gambling?

There is currently no specific regulation for gambling and games of chance on line. Gambling and games of chance over the internet or via cell phones are a new gaming modality for which there are still no legal concessions in the country. Any operator, national or international, that currently offer this modality of play is incurring in an illegal action that undermines the financing of public health for Colombians. Coljuegos is carrying out the necessary studies to regulate internet gambling and games of chance to provide new alternatives to the market.

What Government agencies propose anti-money laundering public policies?

The Inter-institutional Coordination Commission for Controlling Money Laundering (CCICLA) is the advisory body of the National Government and the coordinating entity for the actions that the Government carries out to combat money laundering and terrorism financing, created in 1995 by Decree 950 of 1995 and amended by decrees 754 of 1996, 200 of 2003 and Decree 3420 of 2004.

In accordance with numeral 1 of article 2 of Decree 3420 of 2004 the duties given to the Commission include: "Creating Government policy against the phenomena associated with money laundering, illicit enrichment, and the financing of criminal and terrorist organizations. Consolidating and evaluating the policy proposals presented by the operating committees and recommend their adoption to the relevant body".

The CCICLA is comprised of: the minister of Justice and Law, who presides over it; the minister of Treasury and Public Credit, the minister of National Defense, the director of the Administrative Department of Security (DAS), an entity that is currently in process of dissolution, the prosecutor general of the Nation and the director of the Unit of Financial Information and Analysis (UIAF), which serves as the technical secretariat. As a non-permanent, the vicepresident of the Republic can attend. Likewise, the Commission has four operational committees that support the Commission in the formulation of the National Policy ALA/CFT: a) anti-money laundering culture; (b) for prevention and detection; (c) for investigation and trial; (d) for the implementation of the Centralized System of Information Consultations (SCCI).

Once a suspicious transaction has been reported, what does the UIAF do?

According to the functions given to the UIAF through Law 1121 of 2006 (standards to prevent, detect, investigate and sanction terrorism financing), the information that this Unit receives is centralized, computerized and analyzed. Likewise, in accordance with article 7 of Law 526 of 1999, the Operations Analysis Office has general functions that include: to collect, integrate and analyze the information of which the Unit has knowledge; to analyze unusual or suspicious operations of which it has knowledge and prepare reports about possible cases of money laundering or terrorism financing detected and to submit them to the General Directorate for consideration, in accordance with received information flows and the analyses to be carried out. Article 34 of Law 1621 of 2013 establishes that information collected by the UIAF in performance of their duties and that which is produced as a result of its analysis shall be confidential, unless it is requested by the prosecutor's offices with express legal duties for investigating money laundering or its root crimes, the financing of terrorism and/or entitled to exercise asset forfeiture which must maintain the established herein.

What are the characteristics of a compliance officer? Can they be a college student?

This aspect is defined in each of the administrative acts issued by the various supervisors, such as the Colombian Superintendencies of Finance, of Solidarity Economy, of Surveillance and Private Security, of Ports and Transportation, the Directorate of Taxes and National Customs (DIAN); the Ministry of Information Technologies and Communications (MinTIC); the Industrial and Commercial Enterprise the State Administrator of the Public Monopoly on Gambling and Games of Chance (Coljuegos); the Administrative Department of Sports, Recreation, Physical Activity and the Use of Free Time (Coldeportes), and others.

Should people or companies that were reported be removed from a financial entity?

The report of suspicious transactions is made based on assumptions, conjectures, suppositions or assumptions; it does not imply or constitute certainty that there are criminal activities behind it, so it cannot be considered as a criminal complaint in a strict sense; it would therefore be wrong to demand, from the regulatory point of view, that financial institutions terminate customers on which suspicious transactions have been reported. There are no legal or regulatory requirements in this regard. However, it is the financial institution itself, and also to some extent the Money Laundering and Terrorism Financing Risk Management System (SARLAFT) that it implements, which design policies and criteria for contracting or terminating clients, of course always respecting the rights to good standing, honor and the right to free access to a legal economic activity of the client, and considering the legal guidelines set forth by our legal system on suspicious transactional (see rulings Sentencia T468-03, Sentencia T763-05, Sentencia T-517-06, Sentencia T-416-07, and others).

Where can I obtain information in Cartagena?

You can obtain information through the following channels: toll free line 01 8000 11 11 83, the UIAF Colombia Facebook page, the @UIAFColombia Twitter account, or on the website: www.uiaf.gov.co

What should the impact of the risk of money laundering be measured against?

Numeral 4.1.2. of External Circular Letter 026 of 2008 issued by the Financial Superintendence of Colombia, states: "Once the identification stage has concluded, the SARLAFT should allow supervised entities to measure the possibility or probability of occurrence of the risk inherent in ML/TF against every risk factor, as well as the impact in case of its occurrence through the associated risks". These measurements may be of a qualitative or quantitative nature.

In order to measure the risk of Money Laundering and/or Terrorism Financing (ML/TF), entities must at least: a) Establish measurement or assessment methodologies in order to determine the possibility or probability of occurrence of the risk of ML/TF and its impact in case it materializes with regard to every risk factor and the associated risks; (b) Apply the methodologies set out in the above paragraph, to perform a consolidated measurement or assessment of the risk factors and the associated risks. As a result of this stage, entities must be able to establish the risk profile for the entity's inherent ML/TF risk and the aggregate measurements for every risk factor and its associated risks.

What should a person do if they realize that they incurred in money laundering?

In case of not having elements of proof or evidence of the occurrence of money laundering operation, they can report suspicious operations here. Now, if they have elements of proof or evidence, they must also file a complaint with the competent authorities.

Where are the requirements to associate Politically Exposed Persons (PEP)?

In the financial sector, there are specific regulations concerning reinforced measures with regard to the clients' due knowledge and association policies regarding PEP. This is regulated in Chapter 11 of Basic Legal Circular Letter 007 of 1996 of the Financial Superintendence of Colombia.

How do we know when we can exclude a PEP from the company list?

In accordance with External Circular Letter 026 of 2008 issued by the Financial Superintendence of Colombia, the SARLAFT must provide for more demanding client association procedures and operations oversight of national or foreign persons who, due to their profile or the duties they perform, can be exposed by a greater degree to the entity at risk of ML/TF, such as: people who, due to their position, manage public resources, have some degree of public power or enjoy public recognition.

In this sense, the SARLAFT must contain timely, efficient, and effective mechanisms that allow for identifying cases of clients that fit said profiles, as well as control and monitoring procedures that are more demanding with regard to the operations carried out. In the same External Circular Letter, the supervisor establishes, as one of the elements of the SARLAFT, that its supervised parties must establish policies, which are the general guidelines that monitored entities must adopt with regard to the SARLAFT. Every stage and element of the system must have clear and effectively applicable policies. The policies that are adopted must allow for the efficient, effective and timely operation of the SARLAFT and be translated into rules of conduct and procedures that orient the entity and its shareholders' performance.

In this case and considering the foregoing, the monitored entity sets the parameters for ceasing to considering a person as a PEP. With regard to the restrictive lists or business lists, the Financial Superintendence of Colombia, through Concept 2011041962-001 states that: "Now, regarding the so-called "restrictive lists", it must be reiterated that in accordance with what is set forth in subsection d) from paragraph 4.2.2 of chapter XI, in accordance with the provisions of article 20 of law 1121 of 2006, the only international list that is binding to Colombia is that of the United Nations, the observance of which establishes the SARLAFT regulation. The above taking into account that there are several national and international lists that are not binding, however, they collect data, reports and backgrounds from different bodies with regard to natural and legal persons involved in money laundering".

Which transactions should be reported to the UIAF and which are excluded?

Here you will find information on which sectors report to the UIAF and their respective reporting obligations.

What system should foreign trade companies implement, SIPLA or SARLAFT?

Regardless of the name adopted, the important thing is to take measures that allow for preventing and controlling the risk of money laundering and terrorism financing, in such a way so that companies from various sectors of the economy, create instruments and mechanisms that allow them to identify potential ML/FT-related operations and prevent criminal organizations from using them to accomplish their objectives.

What typologies of laundering are there relating to the stock market?

'Typologies' is understood as the description of the techniques and practices used by criminal organizations to give the appearance of legality to the funds of illegal origin and transfer them from one place to another or between persons to give the appearance of legality or to finance their criminal activities. However, typologies are not classified as public and they serve as an input for the obligated subjects, supervisors and authorities to improve their controls and gain greater knowledge of the techniques used by criminal organizations to commit a crime involving money-laundering, terrorism financing and other root crimes.

Do transportation companies have a non-inclusive activity report?

Land cargo transportation companies must comply with External Circular Letter 011 of 2011 issued by the Superintendence of Ports and Transportation. Click on more information

Do reports of cash operations in few fields generate any added value to the UIAF?

All of the information that is collected is useful for the financial intelligence that the UIAF performs.

What international agreements do you currently have?

We have memoranda of understanding that formalize our cooperation in the exchange of information and other mechanisms of assistance against money laundering and terrorism financing with 43 countries in the world. Likewise, we have a specific memorandum between the four countries of the Pacific Alliance.  

Why the importance of the C4?

The C4 means the Counter Corruption Coordination Center, an initiative that is being conducted with the Secretariat of Transparency and other Colombian institutions, in the field of intelligence and prosecution. We hope that the National Directorate of Intelligence and the Directorate of Intelligence of the National Police will be in the field of intelligence.

What we seek is to be able to detect corruption organizations in the country at this level, along with institutions in the country that really are structural and that are causing great harm to the country. It has a prosecution area with the participation of the Office of the Prosecutor General; we aspire to have prosecutors not only specialized in corruption but also in asset forfeiture and money laundering that allow us to block the criminal's resources. This is an instance that we will allow the national Government to engage in a frontal fight against corruption in Colombia.